Unsecured Business Lines of Credit

Collateral-Free Lines of Credit

The days of needing collateral in order to qualify for a line of credit are over now that 1st American Commercial Lending is here. We offer unsecured business lines of credit for individual lines of credit as well as small business credit card options. Let us help you and your business to expand and become bigger and better than ever.

What You Qualify For

The amount that you will qualify for with your unsecured line of credit will be determined by your credit profile, as well as the size of your business and how profitable it is. If yours is a start-up business that has yet to establish revenue and the partner or owner has a good credit file, there’s a good chance that you can qualify for a line of credit anywhere from $25,000 to $100,000.

Companies that are more established and have a cash flow of one million to ten million can expect a line of credit falling between $100,000 to $500,000 without needing collateral as long as they properly qualify with their credit and financials.

Currently, 1st American Commercial Lending does not offer “subprime” unsecured line of credit, so either you get good rates or your application will be denied.

To learn more about our quick, no-obligation pre-qualification for unsecured lines of credit, feel free to get in touch with one of our representatives.